Calculator worksheet

Estimate likely Super Guarantee contributions without hiding the assumptions.

This calculator is an estimate, not legal advice. Use it to organise worker details, ordinary time earnings, and editable assumptions before checking unusual cases against official guidance.

Reviewed 18 Apr 2026•ATO employer super guidance

1. Worker setup

Start with the worker arrangement and pay cadence that best matches this pay run.

Keyboard tip: tab through fields, use Enter to move forward, and press Enter on Update estimate to refresh the worksheet.

Keep one pay run in view at a time. The result rail updates after each change so payroll review stays easy to scan on mobile.

Worker scenario

Pay frequency

Most employees are likely to attract Superannuation Guarantee contributions on ordinary time earnings.

2. Earnings for this pay period

Keep ordinary time earnings separate from anything you expect to exclude so the basis stays obvious.

Ordinary time earnings (AUD)

Excluded earnings (AUD)

Use this for overtime or amounts you do not expect to be contributable in this worksheet.

3. Editable assumptions

Adjust rule-sensitive values here instead of relying on hidden defaults.

SG rate (%)

Maximum contribution base (AUD per pay period)

Rule-sensitive values are editable because they can change. SuperSure currently references the ATO SG rate and threshold source as reviewed on 18 Apr 2026.

Focused field: workerScenario

Status: Likely appliesReviewed: 18 Apr 2026

$0.00

Estimate applies the entered SG rate to ordinary time earnings, capped at the editable maximum contribution base for the selected monthly period.

Contributable earnings

$0.00

Base used for the SG estimate after the editable cap is applied.

Excluded earnings

$0.00

Tracked separately so overtime and other exclusions stay visible.

Scenario summary

Standard employee, monthly pay cycle.

Check this first if the worksheet feels off for the current worker setup.

Disclaimer

This estimate helps organise a payroll review. It is not legal advice.

Escalate unusual worker arrangements before you rely on the figure.

Print or export summary

Ready to share

Keep a compact record of the estimate, assumptions, and disclaimer for payroll review or handoff.

Calculation basis

Estimated contribution = contributable earnings × SG rate. This worksheet caps contributable earnings at the editable maximum contribution base and keeps excluded earnings separate so the basis stays visible.

Active assumptions

SG rate: 11.5%

Maximum contribution base: $65,750.00

Review unusual worker arrangements before acting on the estimate.

Timing: Quarterly guidance

Quarterly due-date guidance

The next due date in the current quarterly model is 28 Jul 2026 for the quarter covering 1 Apr to 30 Jun.

Date-sensitive timing should always be checked against the current ATO schedule if your assumptions or payroll timing change.

Transition: Dated policy signal

Payday Super transition

From 1 Jul 2026, Payday Super is intended to move super timing closer to each payroll event. Keep this worksheet in quarterly mode only if your payroll setup or the law has not changed.

Shown as of 18 Apr 2026. Treasury currently points employers to the intended start date of 1 Jul 2026.

Risk: Late payment exposure

Late-payment risk

Late super can trigger the super guarantee charge, interest, and admin costs. If a payment is at risk, reconcile payroll now and check the ATO late-payment process before lodging or remitting.

Next step: Confirm the due date against the current ATO schedule, then reconcile the estimate against your payroll and fund payment file.

Inspect source links and reviewed dates

ATO SG rates and thresholds ATO super payment due dates Treasury Payday Super fact sheet ATO late and missed super guidance

Reviewed 18 Apr 2026. Update the assumptions above if current authority guidance changes.