Super for contractors and other eligible workers
Employer explainer for contractor scenarios, labour-only arrangements, and why unusual worker setups need caution.
As of 18 Apr 2026. Source: ATO employer super guidance
Contractor labels do not settle the issue
Some contractors and labour-only arrangements can still create super obligations. That is why SuperSure never treats the contractor path as an automatic exclusion.
Instead, the product shifts into caution language and tells the employer what part of the arrangement still needs review.
When to slow down
If the arrangement is mixed, unusual, or heavily dependent on contract wording, do not use a quick estimate as the final answer. Verify the working arrangement against current authority guidance or professional advice before acting.
This guide is meant to reduce false confidence, not create it.
Try the worksheet next
Use the calculator to test your assumptions, then compare the result against current authority guidance before acting.